Auto Insurance

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Are you looking for an Auto policy that is tailored to your specific needs?

Kent & Essex Mutual Insurance and our knowledgeable brokers can help make your journey in insurance as easy as it can be.  All our rates are governed under the Ontario government regulations.

Get a quote with Kent & Essex today by following the link below or by contacting a local broker.

We offer Insurance coverage for many types of vehicles such as:

  • Private Passenger Vehicles
  • Farm Vehicles
  • Recreational Vehicles
  • Commercial Vehicles including Fleets
  • Standard Garage Automobile

Looking to save some money? You may be eligible for the following discounts:

  • Multi-Vehicle
  • Multi Policy ( Home/Farm and Auto)
  • Short Distance to Work
  • Mature Driver
  • Retiree
  • Winter Tire
  • Driver Training
  • Graduated licensing
  • GenNow
  • Student Away from Home
  • Farm

Ask about our Additional Coverages:

  • Increased Accident Benefits
  • Transportation Replacement
  • Protection Plus
  • Removing Depreciation Deduction
  • Emergency Road Service

Disclaimer: Statements are for general description purposes only. Consult with one of our Brokers for actual terms, eligibility requirements & to prepare a package that meets your specific needs.

Government Regulation Information

While the standard Auto Insurance Policy is the same across Ontario, prices vary by company.  All Auto Insurance companies operating in Ontario are required to file rate change requests with the Financial Services Regulatory Authority of Ontario (FSRA).  FSRA must, by law, approve each insurance company’s auto insurance rates.  If an Auto Insurer needs to make a rate change – either upwards or downwards – it must file an application with FSRA.  FSRA reviews and approves each company’s criteria for setting rates and its underwriting rules.

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